✦ Custom InsurTech Engineering

Modern Core Systems for Next-Gen Carriers

Replace legacy mainframes with a scalable, API-first insurance platform. We build custom policy administration, automated claims processing, and digital broker portals. Deploy faster. Quote instantly. Settle claims in minutes.

50+ enterprise platforms shipped across 12 countries. From MVPs to full production systems — without the agency markup.

Admin Demo Mobile App Demo

Note on the Demo: The interactive UI on the right is a dummy design for demonstration purposes. Custom UI/UX will be engineered for your business.

2,845
Active Policies
14.2%
Fraud Detection Rate
$1.2M
Claims Paid (MTD)
Claim Submissions vs Approvals
9:41
Good morning,
Sarah Jenkins
Total Premium (Monthly)
$135.00
File a Claim
ID Cards

Your Policies

Auto Insurance
POL-9921 • 2021 Tesla Model 3
Renters Insurance
POL-9920 • 123 Main St, Apt 4B
Maria Rodriguez
Your Dedicated Agent
Home
Policies
Claims
Profile
Nimble Software Lab
50+
Projects Delivered
12
Countries Served
4.8★
Client Rating
< 6 wks
Avg MVP Time
THE CHALLENGE

The Legacy Software Bottleneck

Off-the-shelf insurance platforms are monolithic, difficult to integrate with modern APIs, and force you into rigid policy structures.

Slow Product Launches

Launching a new policy type takes months of vendor negotiation and costly change requests.

Manual Claims Processing

Claims adjusters are drowning in PDFs and emails instead of relying on automated FNOL triaging.

Siloed Customer Data

Brokers, underwriters, and customers all see different data because systems don't talk to each other.

OUR APPROACH

Your Policies. Your Logic. Our Engineering.

Dynamic Rating Engines

Build complex pricing algorithms that pull real-time data from third-party APIs (weather, telematics, credit).

Straight-Through Processing

Automate low-risk claims with AI document processing, paying out customers in minutes without human intervention.

Digital-First Experiences

Native mobile apps for policyholders to view coverage, file claims with photos, and access digital ID cards.

WHAT WE BUILD

Full-Stack Insurance Capabilities

Policy Management Engine

Automated underwriting, premium calculation, and policy issuance. Everything your agents need in one dashboard.

Active Policies
12,450
Premiums Collected
$840K
Renewals Pending
342
Conversion Rate
18.4%

AI Fraud Detection

Machine learning models that analyze claim history, user behavior, and anomalies to score every claim in real-time.

CLAIM ANALYSIS SCORE
Claim ID: #CLM-9284
High Risk Flagged92% AI Score
Assign to Investigator →

Claims FNOL & Automation

First Notice of Loss intake via mobile, web, or API. Automated triage assigns adjuster queues, triggers STP for low-risk claims, and pays out instantly — no manual intervention needed.

CLAIM TRIAGE QUEUE
#CLM-4421
Auto Collision
Auto-Pay
#CLM-4422
Property Fire
Assign Adjuster
#CLM-4423
Health Claim
Doc Request
3 claims processed automatically today

Digital Broker & Agent Portal

Give your distribution network a self-service portal to generate instant quotes, bind policies, track commission, and manage their own client books — no phone calls needed.

BROKER DASHBOARD
Active Agents
142
Policies Bound
2,840
Commission MTD
$38.2K
Quotes Pending
67
New policy quote readyBind Now →

Regulatory Compliance & Audit Trail

Every underwriting decision, claims action, and user interaction is logged with a tamper-proof audit trail. Built-in configurable controls for IRDAI, FCA, NAIC, or your local regulator.

AUDIT LOG
Policy INS-8821 issued
system · 2m ago
KYC approved: John M.
agent.sarah · 8m ago
Claim flagged — SIU review
fraud.engine · 15m ago
Limit override: $50K claim
admin.raj · 1h ago

Pick the Modules You Need

Policy Admin System

Manage endorsements, renewals, cancellations, and complex multi-risk policy structures.

Automated Quoting

Real-time rating engine connected to external data sources for instant, accurate risk pricing.

Broker Portals

Self-service portals for agents to generate quotes, bind policies, and track their commission.

FNOL & Claims

First Notice of Loss workflows with image upload, triage rules, and automated payouts.

Loss Ratio Analytics

Real-time reporting on earned premium, incurred losses, and overall portfolio performance.

Fraud Detection

AI-driven flagging of suspicious claims patterns, duplicate submissions, and network analysis.

Policyholder App

Native iOS & Android app for customers to access ID cards, pay premiums, and file claims.

Billing Engine

Flexible payment schedules, installment plans, agency billing, and direct debit integrations.

THE STACK

Production-Grade. Compliance-Ready.

Technologies chosen for reliability, security, and regulatory compliance

Flutter
iOS & Android App
.NET
Backend API
PostgreSQL
Policy & Claims DB
MongoDB
Document Store
Redis
Cache & Rate Limits
AWS
Cloud Infra
Docker
Containers
OAuth 2.0
Auth & Identity
THE PROCESS

From Requirements to Regulatory Sign-Off

A structured process built for the complexity of insurance software

01

Discovery Call

We map your lines of business, existing systems, compliance requirements, and distribution model in a free 30-minute session.

02

Solution Design

Policy schema design, claims workflow architecture, integration plan with existing policy admin systems, and a fixed-scope proposal.

03

Build & Iterate

Sprints with weekly demos. Policy configs, claims rules, and rating engines are built iteratively — you sign off on each module.

04

Deploy & Certify

UAT with your compliance team, production deployment, staff training, and a 90-day warranty period for any defects.

FAQ

Common Questions

LET'S BUILD TOGETHER

Your Insurance Product.
Built for the Modern Era.

Tell us your lines of business, your distribution model, and your compliance environment. We'll show you exactly how we'd build it.

Explore the Demo
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What else do you want to see?

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View All 12 Demos on nimblesl.com
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